This Web site (“Site”) is provided to you by Catholic Investment Services, Inc. (“CIS”) and may be used by you for informational purposes only. By accessing this Site, you confirm your agreement with and understanding of the following terms and conditions of use without limitation or qualification. Please read these conditions carefully before using this Site. The following Terms and Conditions govern your use of the Site. This Site is offered to you conditioned on your acceptance without modification of the terms, conditions, and notices contained herein. Your use of this Site constitutes your agreement to all such terms, conditions, and notices. CIS reserves the right to, and may at any time, change the terms, conditions and notices under which this Site is offered. You are bound by any such revisions and should therefore periodically visit this page to review the then current terms and conditions to which you are bound. References to CIS shall be deemed to include any of its affiliated entities. IF YOU DO NOT AGREE TO ABIDE BY THESE TERMS AND CONDITIONS OR ANY SUBSEQUENT REVISIONS THERETO, THEN DO NOT ACCESS, BROWSE, OTHERWISE USE, OR DOWNLOAD MATERIALS FROM THIS SITE.
The information and material presented in this Site are provided to you for informational purposes only and are not intended to be and should not be used or considered as an offer, recommendation, or a solicitation to sell or an offer, recommendation or solicitation to buy or subscribe to any financial instruments, investment management services, or advisory services. This Site does not intend to provide investment, tax, or legal advice. CIS does not represent that the securities, financial instruments, products, or services are suitable or appropriate for all investors. Third-party information that is reproduced on this Site with permission is purely for informational purposes and does not constitute any endorsement of the author’s viewpoint. Decisions based on information contained on this Site are the sole responsibility of the user and the user agrees to hold CIS harmless against any claims for damages arising from any decision the user makes in reliance on information provided on the Site. Prior to the execution of any transaction involving information provided by this Site, the user should consult its business advisor, attorney, and/or tax and accounting advisors with respect to the price, suitability, value, or other aspects of any security or other investment. Depending on the user’s specific investment objectives and financial position, the investments discussed on this Site may or may not be suitable. It is up to the user to weigh any decision carefully.
This Site is subject to periodic update and revision. CIS reserves the right, in its sole discretion, without any obligation and without any notice, to change, modify, or delete the information, materials, and descriptions on this Site and to suspend or deny access to it. CIS may discontinue or change any product or services described on this Site at any time. Materials should only be considered current as of the date of initial publication, without regard to the date on which you may access the information. THE INFORMATION PROVIDED ON THIS SITE IS PROVIDED “AS IS” AND WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. CIS HEREBY EXPRESSLY DISCLAIMS TO THE EXTENT PERMITTED BY APPLICABLE LAW AND/OR REGULATION ALL WARRANTIES, EXPRESS, STATUTORY, OR IMPLIED, REGARDING THE SITE AND ANY RESULTS TO BE OBTAINED FROM THE USE OF THE SITE, INCLUDING BUT NOT LIMITED TO ALL WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR USE, AND ALL WARRANTIES ARISING FROM COURSE OF PERFORMANCE, COURSE OF DEALING, AND/OR USAGE OF TRADE OR THEIR EQUIVALENTS UNDER THE APPLICABLE LAWS AND/OR REGULATIONS OF ANY JURISDICTION. CIS DOES NOT WARRANT OR GUARANTEE THE ACCURACY, TIMELINESS, SUITABILITY, COMPLETENESS, OR AVAILABILITY OF THIS SITE OR THE INFORMATION OR RESULTS OBTAINED FROM USE OF THIS SITE OR THAT THIS SITE OR THE INFORMATION OR RESULTS WILL BE FREE FROM ERROR.
UNDER NO CIRCUMSTANCES AND UNDER NO THEORY OF ANY APPLICABLE LAW AND/OR REGULATION, TORT, CONTRACT, STRICT LIABILITY OR OTHERWISE, SHALL CIS BE LIABLE TO ANYONE FOR ANY DAMAGES RESULTING FROM ACCESS TO OR USE OF OR INABILITY TO ACCESS OR USE THIS SITE REGARDLESS OF WHETHER THEY ARE DIRECT, INDIRECT, SPECIAL, INCIDENTAL, OR CONSEQUENTIAL DAMAGES OF ANY CHARACTER, INCLUDING DAMAGES FOR TRADING LOSSES OR LOST PROFITS, OR FOR ANY CLAIM OR DEMAND BY ANY THIRD PARTY, EVEN IF CIS KNEW OR HAD REASON TO KNOW OF THE POSSIBILITY OF SUCH DAMAGES, CLAIM, OR DEMAND.
Under no circumstances shall CIS nor any party or person involved in creating, producing, or delivering the Site be liable for any direct, incidental, consequential, indirect, or punitive damages that result from the use of, or the inability to use, the materials on this Site, even if a CIS authorized representative has been advised of the possibility of such damages.
CIS also assumes no responsibility, and shall not be liable for, any damages to, or viruses that may infect, your computer equipment or other property on account of your access to, use of, or browsing in the Site or your downloading of any materials, data, text, images, video, or audio from this Site.
All content included on this Site, such as authorship, information, content, functional components, downloads, upgrades, documentation, text, graphics, code, logos, button icons, images, audio clips, widgets, software, the compilation of such content (i.e. collection, arrangement and assembly), and material appearing on, available from, or contained in any part of the Site (“Site Materials”) is the exclusive property of CIS or its affiliates and is protected by United States law, including but not limited to, United States copyright, trademark, and relevant intellectual property law. Except as explicitly stated on the Site, or for open source software, the entirety of the Site Materials (including, but not limited to, data, content, illustrations, graphics, audio, video, photographs, pictures, illustrations, recording, drawing, sketches, artwork, images, text, forms, look and feel attributes, and other intellectual property) are each individually and collectively CIS’ copyrighted works, with all rights reserved, or are the copyrighted works of CIS’ affiliates or licensors. CIS also own a copyright in this Site as a collective work and compilation, and in the selection, coordination, arrangement, organization, and enhancement of the Site Materials. The homepage photo is used under license from Shutterstock, which owns the copyright to such photo.
Removing or altering any copyright notice or any other proprietary notice on any Site Materials is strictly prohibited. Any commercial use of any of the Site Materials, in whole or in part, without the prior written consent of CIS, is strictly prohibited. Any reproduction, distribution, performance, display, preparation of derivative works based upon framing, capturing, harvesting, or collection of, or creating of hypertext or other links or connections to any of the Site Materials or any other proprietary information of CIS, without CIS’ advance written consent, is also strictly prohibited.
The Site Materials on this Site are downloadable for browsing purposes only. Any other use, including the reproduction, modification, distribution, transmission, republication, display or performance, of the content on this Site is strictly prohibited. None of the material, nor its content, nor any copy of it, may be altered in any way, transmitted to, copied, or distributed to any other party, without the prior express written permission of CIS. Nothing contained in this Site should be construed as granting by use, implication, estoppel, or otherwise, any license or right to use any mark displayed on this Site without the express consent of CIS. CIS neither warrants nor represents that use of materials displayed on this Site will not infringe rights of third parties not affiliated with CIS.
“Catholic Investment Services”, “CIS”, the Catholic Investment Services logo, and (other marks) are United States common law trademarks owned by CIS. All other product names contained in this Site are trademarks or registered trademarks of their respective owners. The use or misuse of these trademarks except as expressly authorized is prohibited. CIS enforces its intellectual property rights to the fullest extent of the law. If you have questions concerning the legal notices stated above, you may contact us at email@example.com.
We may provide addresses or hyperlinks which lead you out of this Site to web sites operated by other entities. If you use these sites, you will leave this Site. Except to the extent to which these sites refers to CIS’ own Site links, CIS is not responsible for the content of any other sites or pages linked to or linking from this Site. Such addresses or hyperlinks (including addresses or hyperlinks to CIS’ own Site material) are provided solely for your convenience and information and it is your responsibility to take all protective measures to guard against viruses or other destructive elements. The existence of any such links shall not constitute an endorsement of or affiliation or association with, or representation, or warranty in respect of such link or that any linked site is authorized to use any trademark, trade name, logo or copyright symbol of CIS or any of its affiliates or subsidiaries. Accessing such sites or following such links to any other sites or pages shall be at your own risk. CIS is not responsible for and shall have no liability for the accuracy, subject matter, completeness, quality, timeliness, suitability, or reliability of any instruments on such links. You may not create a link to this Site without the prior express written permission of CIS.
CIS expressly reserves the right to monitor any and all use of this Site. CIS is under no obligation to do so and assumes no responsibility or liability arising from the use of this Site.
IN NO EVENT SHALL CIS OR ANY OF ITS SUBSIDIARIES BE LIABLE TO ANY ENTITY FOR ANY DIRECT, INDIRECT, SPECIAL, CONSEQUENTIAL OR OTHER DAMAGES (INCLUDING, WITHOUT LIMITATION, ANY LOST PROFITS, BUSINESS INTERRUPTION, LOSS OF INFORMATION OR PROGRAMS OR OTHER DATA ON YOUR INFORMATION HANDLING SYSTEM) THAT ARE RELATED TO THE USE OF, OR THE INABILITY TO USE, THE CONTENT, MATERIALS, AND FUNCTIONS OF THE SITE OR ANY LINKED WEBSITE, EVEN IF CIS IS EXPRESSLY ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. You may have additional rights under certain laws which do not allow the exclusion of implied warranties, or the exclusion or limitation of certain damages. If these laws apply to you, the exclusions or limitations in this Agreement that directly conflict with such laws may not apply to you.
You agree to indemnify, defend and hold harmless CIS, its affiliates and licensors and content providers and their respective members, officers, directors, principals, agents and employees from and against any and all suits, claims, damages, losses, demands, liabilities, costs and expenses (including, without limitation, judgments, fines, sanctions, and amounts paid or to be paid in settlement and reasonable attorneys’, experts’ and other professional fees) arising out of or relating to (a) the use by you and your authorized employees, counsel or other professional advisors (“authorized users”) of this Site and Site content; (b) the actual or alleged breach by you or your authorized users of this Agreement or any representation, warranty, or covenant made by you or your authorized users in this Agreement; (c) the violation by you or your authorized users of any applicable law, statute, ordinance or regulation; or (d) claims asserted by third parties which, if proven, would place you or your authorized users in breach of the representations, warranties, covenants or other provisions in this Agreement.
Given the nature of the Internet, the posting of any content or information to the Site, or the transmission of any communication or material to CIS via the Site or Internet electronic mail, whether encrypted or otherwise, cannot be guaranteed, and is not represented to be secure or guaranteed. Use of the Internet is solely at your own risk and is subject to all applicable local, state, national, and international laws and regulations. Without limiting anything else in these Terms and Conditions or otherwise, neither CIS nor its contractors will be liable for any loss resulting from failure of electronic or mechanical equipment or communication lines, telephone or other interconnect problems, computer viruses, unauthorized access, theft, operator errors, severe weather, earthquakes, natural disasters, strikes or other labor problems, wars, or governmental restrictions.
This Site is controlled, operated and administered by CIS from its offices within the United States of America. CIS makes no representation that materials at this site are appropriate or available for use at other locations outside of the United States and access to them from territories where their contents are illegal is prohibited. You may not use the Site or export the materials in violation of U. S. export laws and regulations. If you access this Site from a location outside of the United States, you are responsible for compliance with all local laws. These Terms and Conditions of use shall be governed by the laws of the State of Delaware, without giving effect to its conflict of laws provisions.
This Agreement constitutes the entire agreement between CIS and you with respect to your use of the Site. Any cause of action you may have with respect to your use of the Site must be commenced within one (1) year after the claim or cause of action arises. If for any reason a court of competent jurisdiction finds any provision of the Agreement or portion thereof, to be unenforceable, that provision shall be enforced to the maximum extent permissible so as to effect the intent of the Agreement, and the remainder of this Agreement shall continue in full force and effect.
You represent that you have read and agree to be bound by the terms of this Agreement for this Site.
You may print a copy of this Agreement using the print button or feature in your browser. We suggest retaining a copy for your future reference.